I recently got a link to a newspaper article emailed to me by a friend about drunk skiers and insurance coverage. I thought the topic was very appropriate, especially for today since I will be in an investigation clinic put on by our ski resort insurance company all day. The newspaper article appeared in the online edition of The Telegraph on November 29, 2010 discussed how a lot of British skiers on vacation in Europe are drinking to excess at night and still being legally drunk the next day while skiing. Some 20% of those interviewed for a study of traveler's insurance admitted to drinking more than twelve units of booze in a single night. Jesus. What a bunch of drunken sots. Not only is it illegal in many jurisdictions to be skiing impaired (either by drugs or alcohol), skiing impaired makes it that much more certain of hurting yourself or others. In Colorado, drunk skiers face fines of up to $1000, and here in Wyoming it is crime to be skiing while impaired. According to my friend the local county prosecuting attorney, God help you if you are skiing drunk and hurt someone else. Jail time is in your future, and not just a single weekend. He's gonna throw the book at you. I know that many European resorts have the same views either skiing drunk or hurting someone else while skiing drunk. Just look at the draconian drunk driving laws in Europe; do you think it will be any easier on the slopes? Think again.
The main point of the article was not to highlight drunk skiers, but to highlight the fact that ordinary medical coverage normally does not cover ski accidents in terms of transport on or off piste to a medical facility, rescue costs, or repatriation to your home country. Traveler's insurance does cover this BUT the coverage can be denied if it is shown the accident is a result of skiing while drunk. So, not only are you much more likely to get hurt skiing/snowboarding while drunk, your traveler's insurance ain't gonna cover your expenses. That's going to come out of your pocket. Not a good situation by any stretch.
So, what to do? Simple: DON'T SKI WHILE DRUNK; and if you are stupid enough to do so, HOPE TO GOD YOU DON'T GET HURT OR, WORSE, HURT SOMEONE ELSE. I personally don't like skiing while drunk or very impaired because of the loss of control. After ski patrolling for sixteen years, I am a huge stickler for maintaining control at all times in all conditions. I am aware of the weather conditions, the folks skiing around me, the slope configuration, choke points, safe stopping spot, etc. This is not to say I don't enjoy a drink or two while skiing; I simply don't drink to excess. I also have an advantage in living at altitude (1935 meters) so while skiing in Europe the altitude doesn't have as much effect on me while drinking as say someone from London. Who sound like complete pie-eyed drunks if the article is to believed.
http://www.telegraph.co.uk/travel/snowandski/8162432/Drunken-skiers-could-forfeit-their-insurance-cover.html?sms_ss=email&at_xt=4cf1b4c190feab43,0
Don't be a stupid shit and think about others and the possible consequences for your actions. I will now hand the soapbox to someone else.
